It depends on where you work, what you earn, and how often you actually see a doctor. At Luzana Group, we help individuals, families, and independent professionals across West Palm Beach and 31 states figure it out, especially the ones the traditional insurance market tends to overlook.
Small Businesses
Offering health benefits helps you hire good people and keep them. But group coverage shouldn't eat your entire budget. We shop the market for plans that fit your team and your bottom line, then break down the trade-offs in plain English. No jargon, no pressure.
When you work for yourself, whether freelance, consulting, or 1099 contract work, nobody hands you an enrollment packet. Sorting through dozens of plans alone is a part-time job you never signed up for. We do that work for you: comparing plans, checking that your doctors stay in-network, and finding coverage that protects your income without draining it.
If you're generally healthy and rarely see a doctor, a big monthly premium is just money walking out the door, especially if you earn too much to qualify for a Marketplace subsidy. There are smarter options, like private PPO plans with broad nationwide networks that cover what actually matters: emergencies, checkups, and the unexpected. In most cases, we can cut what you're paying today.
